Employee Benefits

BPD Services

I. Evaluation and Review of Current Employee Benefit Plans

A. We Review existing plans for design and cost competitiveness.

B. We investigate alternative funding methods.

C. We extensively market your plan to ensure competitive prices.

D. We evaluate current methods of plan administration to determine if an e-business solution would benefit both the employer and plan participants.

E. We obtain and evaluate vendor proposals and make recommendations for the consideration of employers.

II. We Provide Value Added Group Benefit Services Not Normally
  Offered by Other Brokers.

A. On line Benefits Summaries and SPD's.

B. Consolidate Billing – one invoice for accident and health coverages.

C. Internet and/or hard copy invoicing to ease employer.

D. On line enrollment capabilities for all A & H coverages for both the employer and the employees.

E. On line selection of medical providers.
 
F. On line health and wellness information for all plan participants.

G. On line 401K links.

H. COBRA & HIPAA administrative services.

I. Flexible compensation plan administration.

III. Other

A. Process and track the status of group life and disability claims.

B. Assist in resolution of problematic medical and dental claims.

C. Prepare for signature annual 5500 filings to IRS.

D. Provide onsite assistance for new plan implementation and open
enrollments.

E. Provide full implementation services for flexible spending accounts.

F. For self funded plans we track and monitor actual claims to projected claims and monitor large claims activity for case management potential.